Refuge from Worry & Debt
دعاء الهم والحزناللّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
Allāhumma innī a'ūdhu bika minal-hammi wal-ḥazan, wa a'ūdhu bika minal-'ajzi wal-kasal, wa a'ūdhu bika minal-jubni wal-bukhl, wa a'ūdhu bika min ghalabatid-dayni wa qahrir-rijāl.
“O Allah, I seek refuge in You from worry and grief, from incapacity and laziness, from cowardice and miserliness, and from the overpowering of debt and the subjugation of men.”